Mortgage Rates Estimate 2025 Predictions. Mortgage rates and property prices remain tightly linked, with falling rates historically driving housing demand—and, in turn, higher prices. Organizations like fannie mae and the mortgage bankers association (mba) forecast rates stabilizing around 6.2% to 6.4% by the end of 2025.
Mortgage rate predictions for 2025 suggest a period of relative stability, with rates likely to hover between 5.75% and 7.25%. In its november economic, housing and mortgage market outlook, freddie mac is predicting a decline in mortgage rates in 2025 to boost refinance activity.